Friday, February 21, 2014

Franchises Target Immigrants as Buyers Foreign nationals hope franchising will be the key to obtaining a green card

Chains such as YoBlendz, Elements Therapeutic Massage and Battery Giant have begun pitching themselves to well-heeled foreign buyers using so-called EB-5 visas as a selling point. The federal program, launched in 1990, gives foreign nationals the chance to obtain permanent residency by investing a minimum of $500,000 in a U.S. business.
The catch: The investment must create at least 10 new jobs within two years, or the foreign investor is sent back home.
Despite the risk, franchisers see it as a chance to lure buyers who are set up to seal a deal quickly. And for foreign applicants who lack the entrepreneurial chops to launch a venture from scratch, franchises offer a ready-made business model with a proven record, says Stephen Caldeira, president of the International Franchise Association, a franchising trade group.
"We're seeing growing demand from franchisers for well-capitalized investors, and EB-5 applicants see franchising as a safer bet, in terms of an investment," Mr. Caldeira says.
New Interest
Last year, 6,343 foreign nationals applied to the EB-5 program, up from 6,040 in 2012, and just 470 in 2006, according to the latest data from U.S. Citizenship and Immigration Services. The agency estimates that as of September 2013, the program has raised more than $8.6 billion and has created some 57,300 jobs.
Interest in the program has skyrocketed since the financial crisis, as traditional forms of financing dried up, immigration lawyers say. Several big companies have tapped the once-dormant program to fund huge projects through hundreds of foreign investors, including Marriott International Inc., Sony Pictures Entertainment, and the developers of the Barclays Center, home of the National Basketball Association's Brooklyn Nets.
But now franchises have begun courting EB-5 investors, too, says Jania Bailey, president of FranNet, a franchise consulting firm. "It's really new for us," she says.
One franchise buyer who has tapped the EB-5 program is Zhijun Mao. In March, the 25-year-old borrowed $550,000 from his parents in China to open a YoBlendz frozen-yogurt stand, as well as a JuiceBlendz fresh-juice stand, at the AmericanAirlines Arena in Miami. A graduate of the State University of New York at Buffalo, where he studied finance and international business, Mr. Mao applied for an EB-5 visa in July based on the investment, which included a one-time franchise fee of $40,000. His student visa is set to expire in June.
Mr. Mao says the two stands will put about 24 people to work, including up to eight workers behind the two counters. The rest of the jobs are based on estimates of increased consumer spending, as his investment ripples through the local economy, he says.
The immigration agency is currently processing his application, including a full analysis of his business plan and economic projections. If all goes well, he expects the stands to be up and running by July. "I'm 100% new to this business," says Mr. Mao, whose father owns a construction firm in China. "But I want to stay here in the United States. That's my goal."
Mr. Mao says he looked into several other franchise options, including McDonald's, Burger King and Subway. But YoBlendz caught his eye, he says, because it had posted information about the EB-5 program on its website, in both Chinese and Spanish.
Based in South Florida, the company started franchising in 2005 and currently has nearly 30 locations, including two that are owned by EB-5 investors. The company began promoting the program on its website in 2011, and since then has attracted 12 foreign investors to back new locations currently in development across the region, says Adam Ogden, founder of YoBlendz and JuiceBlendz. The EB-5 program is a "great opportunity to attract investors and launch new locations" at a time when financing is scarce, he says.
But the program isn't a perfect fit for every franchise. Most outlets cost less than $500,000 to launch and thus don't meet the minimum threshold for investment under the EB-5 program, Ms. Bailey says. Another major drawback: The immigration agency's background checks and economic analyses can drag on for several months, even years. That can run afoul of franchisers' tight development deadlines, says Dennis Monroe, a franchising lawyer in Minneapolis. "They're just not interested in waiting that long," he says of franchisers.
What's more, immigrant investors receive only a two-year visa until immigration officials are satisfied that the job quotas will be met, leaving them in limbo.
Adding to the uncertainty, the immigration agency has clamped down on EB-5 applications in recent years, after a number of ventures tied to the program were charged with fraud, including a Chicago real-estate developer and a McAllen, Texas, pooled-investment fund that were both shut down last year by the Securities and Exchange Commission. In October, the SEC issued an alert warning of "investment scams targeting foreign nationals who seek to become permanent lawful U.S. residents" through the EB-5 program.
Mr. Ogden, of YoBlendz, says the crackdown has made it more difficult to sell the program to wary investors. "It has been a constant challenge dealing with investor concerns," he says.
Another Route
Rather than taking a risk, some foreign franchise buyers are vying for a temporary E-2 visa, which tends to have faster processing times and a lower upfront investment of roughly $100,000 in a U.S. venture. But unlike green cards, the visas must be renewed every two years. Alex Gomez, a 39-year-old from Vera Cruz, Mexico, obtained an E-2 visa last year after investing $220,000 in a ProCuts barber shop in McAllen, which currently has five employees. "I would never have pictured myself as the owner of a hairdressing salon," says Mr. Cruz, who also owns a hardware store back in Vera Cruz.
Mr. Mao says the twin pressures of running a business and "learning to live in a new country" can be stressful.
For now he's sticking with the program, he says. "It's not the fastest way to get a green card, but I want to be an entrepreneur, too. And this way I'm achieving both."
Mr. Loten is a small-business reporter in The Wall Street Journal's New York bureau. He can be reached at angus.loten@wsj.com.

No comments:

Post a Comment